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Understanding what "buy term, invest the difference" means I am sure that some of us has heard of the saying "Buy term, invest the difference" when buying insurance and investment products. However do we really understand what this means? So why do most financial planners recommend that we should "buy term and invest the difference" while some insurance agents keep on bugging you to get their recommended product ? Why the keyword "Pinay scandal" will bring you traffic When we talk about Pinay we are reffering to scandalous videos, pictures or stories where Filipina women are involved. This keyword has become a favorite among bloggersas this has been used to drive traffic into blogs. What is "nofollow" and why you should disable it Sometimes I do some blog hopping and I find a lot of good blogs out there. So I try to follow what they are doing in the hope of increasing my money from blogging. Lately I have noticed a lot of "U Comment I follow" sign. It is only now that I have discovered what they really meant. Make the Rule of 72 work for you ! An Overseas Filipino Worker (OFW) started to work abroad. Having worked for several yeaers there at the age of 29 had a total savings of P 100,000.00 (Philippine peso) Secrets to a good marriage When somebody in our famly gets married, our patriarch, my grandfather is always requested to give a speech on secrets to a good marriage. The thing about it is that he gives the same speech every time he is asked to deliever a speech. Thinking of putting up a call center ? Are you sure ? The Philippines is currently the next hottest destination for business process outsourcing after India. There are several call centers and other business process outsourcing ventures operating in the country right now. A proof of this is when you look at the classified ads section of every Philippine newspaper, you can notice that more than half of the available jobs pertain to business process outsourcing. Another proof of this is the growth of our export sector despite the dwindling dollar. Wi No matter what you say,content is still king The 55 second clip "Charlie bit me" in youtube got more than 6 million views worldwide. So popular is the vidoe that it has inspired several spoofs which shows two not so cute grownups mimicking the innocent, unrehearsed acts of Charlie and Harry. Boosting your traffic through free article directories Websites + Traffic + Ads/Products = Money. Each veteran internet market webmaster and blogger would certainly agree to this simple equation. Following this simple equation is all it takes to make money online. Basic principles of Biblical stewardship - Part 2 In the previous article, we discussed the first three principles of stewardship as taught by Jesus Christ in Mathew 25:14-27. In part 2 of this two part series we will be discussing the last 4 principles. Should you wish to view the article in it's entirety, visit my blog. Basic principles of Biblical stewardship - Part 1 Jesus Christ often speaks in parables. Parables earthly stories with heavenly meaning. Often, Christ most important lessons are revealed in his parables. The Real Pinay Scandal Some veteran Filipino bloggers reveals in their blogs that one way of increasing traffic is to write a post entitled "Pinay scandal" Once the post becomes popular enough it will probably make it to the top ten in google. Most likely there will be a good (should I say "evil" number?) of people who are looking for ponography in the internet that will be misled to your blog or site. What does it mean to You have probably heard of the saying "Buy term, invest the difference" when getting insurance and putting your money in investments. But do we really comprehend what it actually means? What could be the reason why majority of financial planners strongly recommend that you should "buy term and invest the difference" ? On the other hand why is your insurance agent forcing you to buy his or her recommended product? Jose Rizal's legacy . . . A life worth emulating A decade and a century ago, in the grounds of Luneta Manila, Spanish authorities shot a man. The death of this great man changed the course of Philippine history. We come to know this man today as our National Hero, Jose Rizal. We are always asked to remember the death anniversary of the greatest person that the malayan race has ever produced. Why the Philippine Peso keep on getting stronger When the United States Dollar-Philippine Peso Exchange rate was still P44+ to a dollar, I told my dad to dump all his dollars, exchange it for peso and put it in mutual funds. Economic outlook for 2008 As the year is about to start, let me indulge you with my own economic analysis for this year. Stock Market - Basic principles - Part 3 of 4 This is part three on our discussion about the basic principles of investing in the stock market. Previously, the first three principles of investment was discussed. The first principle given was that you must realize that the stock market is just another vehicle of investment. The second principle dealt with realizing that investing in the stock market is a roller coaster ride. The third principle talks about determining what type of investor you are. In this article the next 4 principles will Stock Market - Basic principles - Part 2 of 4 We are now on the second part of this series. This is a discussion on the principles of investment in the stock market. We have already discussed the first principle. The first principle dealt with realizing that the stock market is just another investment vehicles. Before deciding to invest in the stock market, you must know about other vehicles of investments. Let us proceed by discussing the next two principles. If you wish to view the article in its entirety, visit my blog. Blue Ocean Strategy . . . The future trend of Business strategy? One afternoon as my friend and I talked business strategy he told me a bit about Blue Ocean Strategy. I decided do more research in the internet on what it is all about. The strategy is embodied in the book entitled "Blue Ocean Strategy" by Professors W. Chan Kim and Renee Mauborgne and Published by Harvard Business School Press. According to the book, Blue Ocean strategy is a corporate strategy that aims to tap unclaimed markets making competition irrelevant. Fundamental Principles that each blogger should know As I read through several blogs and several books on blogging, monetizing your site, internet marketing etc., I have observed that majority of bloggers agree on certain fundamental principles that each has seriously followed throughout the years. The said principles are: Fundamental Principles that each blogger should know After going through several blogs and books on blogging, making money out of your blog or website and marketing on the internet, it has been my observation that all bloggers agree on certain things that each successful blogger has religiously followed throughout the years. Here are the principles I observed:

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