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Kalinda Rose Stevenson, PhD's Articles

  • Real Bread and Real Debts In The Lord's Prayer
    The "Lord's Prayer" is one of the most well-known portions of the Bible. It occurs in both the "The Sermon On The Mount" in Matthew 6:9-13 and "the Sermon on the Plain" in Luke 11:1-4. Many people who recite this prayer don't realize that economic matters are central to the prayer.
  • Why Now Is The Best Time To Sell With Owner Financing
    One of the hardest concepts to grasp is why you can make more money by selling at a discount now rather than waiting to get a better price. The reason concerns the time value of money.
  • Are You Making This Retirement Income Mistake?
    How much retirement income is necessary for you to retire? After reading much financial retirement advice addressed to consumers, I have concluded that much the retirement advice about saving money for retirement is bad advice because of its limiting assumptions about money.
  • Why The Monopoly Game Is Bad For Your Wealth
    Monopoly is a zero sum game based on competition, based on a limited money supply. Since the money supply cannot increase, the players can win only by taking money from other players.
  • The Mindset Change Behind A Successful Dissertation
    People struggle with theses and dissertations for psychological reasons more than writing reasons. The psychological challenge behind writing a dissertation is that you must claim that you are now an expert.
  • How Banks Create Money Out Of Thin Air
    Banks manufacture money. They exist to make money. Bankers know how to create money out of thin air. It's true that banks provide essential financial services, such as bank accounts and loans. However, the reason that the banks provide such services is that banks need money to use as raw material to create more money, using customer deposits.
  • One Simple Question To Finish Your Doctoral Dissertation
    By Kalinda Rose Stevenson, Ph.D.
  • The Bible And Money 
    The Bible is controversial because people hold very different opinions about what the Bible is. Some people believe that every word of the Bible is literal truth. Some believe that the Bible is a source of moral guidance and compelling stories. Some believe that the Bible is nothing more than ancient superstitions.
  • What Does The Bible Really Teach About Money?
    The Bible is controversial because people hold very different opinions about what the Bible is. Some people believe that every word of the Bible is literal truth. Some believe that the Bible is a source of moral guidance and compelling stories. Some believe that the Bible is nothing more than ancient superstitions.
  • Are You Making This Money Mistake In Your Business?
    I once took a daylong course called "Accounting For Non-Accountants." The CPA who taught the class said that the biggest mistake business owners make is to hand over their accounting to someone else. His point was not that business owners have to do all of the accounting tasks, but that business owners need to understand what is happening with the money.
  • The Simple Question That Turns ABDs Into PhDs
    By Kalinda Rose Stevenson, Ph.D.
  • Pumping Up The Money Supply
    Have you seen the news reports that the Federal Reserve has "pumped" money into the economy? Have you wondered exactly what that means? How exactly does the Fed "pump" more money into the system?
  • Make More Money By Owner Financing
    The time value of money demonstrates why you can make more money by selling sooner at a discount than waiting to sell at a higher price. At first, this concept might be difficult to understand.
  • Discount Your Price Now Or Lose More Later?
    The time value of money demonstrates why you can make more money by selling sooner at a discount than waiting to sell at a higher price. At first, this concept might be difficult to understand.
  • How Debt Builds Real Estate Wealth
    The savviest real estate investors know the difference between good debt and bad debt.
  • How Debt Builds Real Estate Wealth
    The savviest real estate investors know the difference between good debt and bad debt.
  • Are You Stuck In The Eye Of The Needle About Money?
    One way to think about Jesus and money is to consider the old joke about three types of people in the world.

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